When our team works with clients and their families, we know there can be a high range of emotions. Even when someone quickly identifies their “dream home,” such things begin to enter the mind like selling the old home, moving furniture over, and decisions on decorating or purchasing items for the new home. The Tim Deshazer real estate team at I Love OC Homes understands the emotional aspects of purchasing a new house. Our role doesn’t stop when we’ve found the perfect next property. We work with you to make sure the transition is as stress-free as possible.
Here are four tips to help stay calm during the home buying process.
Lay The Groundwork
Nothing can be more strenuous in gathering all of the necessary documents. Before you begin shopping for homes, start organizing your paperwork. Collect financial docs, such as bank statements, tax returns, pay stubs, etc. You will also want to buckle down and avoid big purchases until you’ve met with a mortgage professional. Adding to your monthly payments can affect your ability to get a loan. If you can, start saving as early as possible to ensure you have adequate funds for a down payment and moving expenses. These steps will make your loan application process much easier.
Work With An Agent
An agent will guide you through the process and make sure you are informed every step of the way. In almost all circumstances, the seller pays the commission for both their own agent and the buyer’s agent. This means you get to reap the benefits of working with an agent for no out-of-pocket expense. Whether it’s finding the best mortgage broker or helping you negotiate through a multiple offer situation, your agent will be there to help you succeed.
Ask questions. If something in your contract seems confusing, ask about it before you sign. You don’t want to have questions after you’ve committed. Pick a communication method since there will be a lot of back and forth between you and the team. Finally, be direct with your team, and don’t hesitate to speak up if you don’t like something.
Be Patient, Persistent, & Decisive
Buying a home is an important decision. You have to balance patience with your ability to be decisive when you find the right home. Depending on market conditions, your first offer may not get accepted. You will need to be persistent. Trust your intuition when you’ve found the right house, and go for it!
The biggest piece of advice is not to rush things. Remember, you can always update your home. You also might find that another home might be more suited for your needs a few years down the road. Having flexibility is key. The Time Deshazer real estate team at I Love OC Homes has been specializing in helping people just like you buy and sell property in Huntington Beach, Seal Beach, Sunset Beach, and Rossmoor. If you need a local expert to help you with your real estate needs, give us a call or reach out to us via our contact form.